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M&T Home Equity Loans

M&T Bank Home Equity Loans

*Note: We temporarily are not offering Home Equity Loans in New York State.

Choose from a variety of fixed-rate, fixed term options to finance home improvements, debt
consolidation, or education. You can even refinance a higher rate mortgage.

Compare Accounts | How much can I borrow? | Lines of Credit

Accounts	Features
M&T Home Equity Loan^*	Borrow up to 80% of your home’s value¹ with loan amounts up to $500,000² Fixed monthly payments Flexible payment options and repayment terms. Get more information	Apply Now or call 1-800-724-3222
M&T Instant Equity Loan^*	Borrow up to 80% of your home’s value¹ with loan amounts up to $25,000. Fixed monthly payments Flexible payment options and repayment terms. Get more information	Apply Now or call 1-800-724-3222
M&T Affordable Home Improvement Loan^*	Borrow up to 80% of your home’s value¹ with loan amounts up to $20,000. Fixed monthly payments Flexible payment options and repayment terms. Get more information	Apply Now or call 1-800-724-3222

^*All loans and lines of credit are subject to credit approval. Additional terms and conditions may apply, depending on the type of collateral and other terms offered or chosen.
¹Combined with all other property liens
²Applications above $500,000 are considered on an exception basis and are subject to more stringent credit criteria