+For information about the rates, fees, other costs, and benefits associated with the M&T WorldPoints Platinum Plus and Preferred credit cards, or to apply, click on the link above, contact your local M&T branch, or call toll-free at 1-800-545-7899. TDD information is available at 1-800-346-3178.

The M&T Bank credit card program is issued and administered by FIA Card Services, N.A. Platinum Plus and WorldPoints are trademarks of FIA Card Services N.A. Visa is a registered trademark of Visa International Service Association and is used by the issuer pursuant to license from Visa U.S.A. Inc.

*Visa’s Zero Liability Policy covers U.S.-issued cards only, and does not apply to commercial credit cards, ATM transactions, PIN-based or other transactions not processed by Visa, or if you are grossly negligent or fraudulent in handling your card or card number. Notify M&T Bank immediately of any fraudulent use. Certain unauthorized transactions require a cardholder signature prior to issuing provisional credit. See your Cardholder Agreement for more details.

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